Whether you invest a little every month or a big amount once, these calculators show how much your money can grow. They cover market-linked options like mutual fund SIPs and safer options like fixed deposits and government small savings schemes, with year-wise tables and charts.
Which calculator should I use?
- Mutual funds: the SIP calculator for monthly investing, the step-up SIP calculator if you raise your SIP every year, and the lumpsum calculator for a one-time investment.
- Regular income from savings: the SWP calculator shows how long a corpus lasts with monthly withdrawals.
- Bank deposits: the FD calculator and RD calculator.
- Government schemes: PPF, Sukanya Samriddhi, NSC, KVP, SCSS for senior citizens and Post Office MIS for monthly income.
- Checking returns: the CAGR calculator gives the yearly growth rate of any investment, and the stock average calculator finds your average buying price.
FAQ
SIP or FD: which is better?
They do different jobs. An FD gives a fixed, known return and suits money you need in the next few years. A SIP in an equity mutual fund can grow more over 7 years or longer, but its value goes up and down and returns are not guaranteed. Many people use both.
Are the interest rates for PPF, SSY and other schemes up to date?
The government resets small savings rates every quarter. Our calculators start with the latest announced rates, and you can change the rate yourself if it has been revised.
What return should I assume for a SIP?
No return is guaranteed. For long-term planning, many people test a few rates, such as 10%, 12% and 14% a year for equity funds, to see a range of outcomes rather than a single number.